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April has the most hail related claims than any other month, WE CAN PROVE THAT!

As the weather changes during the spring and summer months, unpredictable storms are bound to happen. Hailstorms can be especially volatile and can damage your home, vehicles, and other personal property.

Though damage from hailstorms can vary, there are some factors that affect the type and degree of damage caused by the storm:
  • Size and density - The size of the hailstones can affect the degree of damage, if any, to your property. Hailstones can be as small as a seed, or as large as a softball. And most hailstones do not have smooth edges, which affects the type of damage they cause.
  • Wind - Wind speed and direction can vary during a hailstorm, and changes in wind conditions can affect the location and severity of hail impacts.
  • Building materials - The way that different types of building materials absorb hail impacts varies. Hail can cause dings in aluminum siding, gutters or asphalt shingles, but can crack vinyl siding. Softball-sized hailstones can be dense enough and strong enough to puncture a roof, but the roof's age and condition can also factor into the degree of damage.
  • Barriers - The position of neighboring structures and natural barriers like tree cover, landscaping, fences or adjacent homes can lessen the ability of hail to cause damage.

After a hailstorm passes, your property will need to be inspected for damage. Your roof typically takes the brunt of the damage to your home, but what exactly does hail damage to your roof look like?

As mentioned above, the damage from hail can vary on different types of shingles. It is important to know how to properly identify whether or not you have roof damage from hail:

Asphalt and Composition Shingles

  • Hail hits are black in color and soft to the touch, like a bruise on an apple
  • Damage is random with no obvious pattern
  • Roof felt is exposed due to loss of granules


Metal Roof

  • Hail hits cause damage on the seam of metal panels, causing buckling
  • Hail hits cause dents that hold water
  • Fasteners might be disengaged

Because there are many other types of damage to shingles that can be mistaken for hail damage, don't jump to conclusions. Continuous exposure to inclement weather and sunlight can cause shingles to become brittle and faded, giving them a damaged appearance. This is normal wear and tear, but can sometimes be misidentified as hail damage. Other types of normal wear and tear may include blistering, cracking, granule loss, flaking and algae. Manufacturing defects and mechanical imperfections in shingles can also be mistaken for hail damage.

If you believe your home has sustained damage from hail, Contact Baldwin Insurance Agency!

 Contact us
 and see how we can save you money today!
Baldwin Insurance Agency
200 N. Jefferson Suite A
Kearney, Mo 64060
Phone (816) 628-0092
Fax (816) 635-9097

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